Included with BMFA and BDF membership is a class leading liability insurance package which provides world wide liability cover for claims up to £25M
A question that is regularly asked of the office staff is "When does insurance cover start when I join the BMFA?". As with all seemingly simple questions there are always two answers. They are summarised as follows:
Membership through an Affiliated Club
BMFA insurance cover commences from the moment the new member pays the BMFA element of your Club joining fee to your nominated Club official; they do not have to wait for receipt of their BMFA membership card. The most important factor is that you have collected the fee and have formally registered them as a paid up member of your Club. We ask though that you upadte their renewal status on the membership portal with the minimum of delay or forward their application on to us for processing with the minimum of delay.
A Country Member is one is not a member of any BMFA affiliated club. Here the member is technically insured from the date we receive and process the application, or immediately they make a payment through the online membership portal. Their membership documents are provided immediately by email and available to download from the membership portal.
In addition the BMFA insurer has also agreed to cover the liability (not personal) element for the following classes of other membership.
Temporary BMFA Member
Clubs may offer temporary BMFA membership to visitors to your Club from within the UK, who are not BMFA members but have been invited to use your flying facilities on a temporary basis. A non-refundable fee of £5 is payable for a single period of 30 days. An application is processed in a similar manner to membership through an Affiliated Club, however, Club Secretaries are asked to add the temporary membership to the membership portal as soon as possible or advise BMFA HQ by letter or email of the names of temporary members and the period of the temporary membership so that our records can be adjusted accordingly.
Clubs may also offer temporary BMFA membership to visitors from overseas countries provided they are not involved in display or competition flying. In the interest of international relations no charge will be made for this class of membership which again may be offered for a single period of 30 days. Club Secretaries are required to notify BMFA HQ in advance by letter or email of the names of overseas visitors and the period of temporary membership so that our records can be adjusted accordingly.
First Time Inexperienced Flyer
Club liability insurance can be extended to cover first time visitors to your Club who have no previous experience of model flying but are seeking to try out model flying prior to joining your Club. However, in this case cover will only be in place when the flights are being personally supervised by a nominated Club member approved by the Club Committee. No charge will be made for this additional cover; however, cover will only be in place for a maximum of 3 days for any one first time flyer. After this initial 3 day period the first time flyer must arrange his/her own third party public liability insurance cover, by joining the BMFA, prior to undertaking any further flying activity at your Club site.